Your employees are your most cherished resource.
We help you make them feel that way.
NO Cookie-Cutter, Car-Salesey Brokers!
We started out in HR, NOT sales or insurance. We are HR, so we ♥get♥ HR!
Experienced and proactive brokers will identify your needs and analyze the best solutions to save you money while taking care of your employees.
We will provide you with experts who know what the industry standards are but who also can recommend the BEST practices that will help you attract and keep the best employees.
Our team is diverse, with brokers who SPECIALIIZE where you need it. Our CEO personally matches you to the best broker based on your specific criteria and needs.
We can bring in a suite of ancillary benefits that are wholly paid for by employees and add great value to you as an employer. It shows you care, and gives employees a reason to stay with you.
OUR STORY
25 Years in the making, our brand has come about because we didn’t want to sell benefits. As HR professionals who administered benefits for nearly 30 years, we have seen it all. Small business, start-ups, pre-IPO, multinational giants, and everything in-between. We have seen the environment and the world change around benefits spanning a generation of workers and the passing of the Affordable Care Act.
As HR leaders, we were able to steer our employers toward the best plans, choose the best brokers, and recommend sound changes that would save money and boost value. Then, we became consultants, and consultants are not legally allowed to make benefit recommendations without a broker’s license.
Did you know that?
Unless they are licensed, you should not be taking benefit advice from an HR consultant!
So, as experienced and ethical professionals, we made the choice to became licensed group benefit brokers so that we could put our mountains of knowledge and interactive experience to use for clients who are struggling to offer benefits to employees that will actually help them and better the lives of their families.
Now, our network of brokers has grown organixally and we hand pick the most customer-oriented and service-minded health insurance and voluntary benefit brokers that we know. We have worked closely with many helpful brokers the years and we know who delivers the best (and we weed out the worst!).
As you may or may not know, brokers are paid directly by insurance carriers. That means you don’t see any fees come out of your pocket. However, you should factor in the costs of hiring the wrong broker. Those costs include lost opportunities to save money, cookie cutter plans that are simple yet expensive, and a lack of motivation to save you and your employees money.
When Employee Benefits NJ evaluates your situation, we don’t approach it from a sales perspective; nor in the light of revenue potential. We take a holistic approach formed from our business background. We understand what you need because we assess the market against your particular specifications. Things most brokers don’t think about like your 5-year growth plans, the revenue margins you actually have to work from, tax savings, and what employees actually need verses what the carriers want to give them.
Our Mission
Provide Better Service Than Everyone Else.
Laser Focus On Our Client’s Specific Employment Environment.
Save Money Wherever It Benefits All Stakeholders Of The Client.
Effect Benefits That Increase Employee Attraction & Retention.
Make Benefits Easier.
OUR SERVICE AREA
We can service our clients in any state in which they have employees. Make no mistake though, our focus and our expertise is first and foremost for the employers of New Jersey. We live and work in New Jersey and we fight for New Jersey employers to find and attain the best benefits. We know this market. We ARE this market. We don’t dilute service and knowledge by spreading ourselves too thin. We get things done because we know the players and we know what is successful.
OUR FOUNDER
Joseph Country has been entrusted by hundreds of New Jersey employers to administer and handle the group benefit and health insurance plans for their employees for close to 30 years. Having created a large network of carriers and brokers, it only made sense for Joe to invent the first HR-run and HR-focused group benefit practice in New Jersey.